Microfinance institutions (MFIs) are specialized non-deposit-taking financial entities financed by government bodies, non-governmental organizations, multinational entities and other legally recognized authorities. Their main objective is to extend small-scale loans that comply with Islamic financial principles, thereby fostering economic development, supporting the growth of micro-enterprises, and enhancing the overall welfare of local communities. The inclusion of MFIs within a regulatory framework is crucial to mitigate the risks of money laundering and other financial crimes, ensuring these institutions operate with transparency and are protected from potential misuse. As of now, Da Afghanistan Bank has granted operating licenses to nine microfinance institutions, which function under its legal and regulatory oversight to maintain compliance and promote the stability of the financial sector.
| No | Company Name | Website |
|---|---|---|
| 1 | Afghan Rural Microfinance Institutions | www.arfc.com |
| 2 | OXUS AFGHANISTAN Microfinance Institutions | www.oxusaf.org |
| 3 | MUTAHID Microfinance Institutions | www.mutahid.org.af |
| 4 | HAMI HAMWATAN Microfinance Institutions | www.hhmfs.org.af |
| 5 | Momin Afghan Microfinance Institutions | www.mominafghanmfi.org |
| 6 | Hassel Microfinance Institutions | www.adf-af.org |
| 7 | Shahy Khazana Microfinance Institutions | www.skm.af |
| 8 | Lamen Microfinance Institutions | www.lamen.af |
| 9 | Aurum Afghanistan Microfinance Institutions | www.aurumaf.com |